Anatomy of a Moneta Transaction
Think of Moneta as the "VISA network for digital services". Our powerful, open-loop network seamlessly bridges two distinct sides of the digital economy, creating a vast, interconnected ecosystem where value flows freely and efficiently. Just as Visa connects banks with merchants, Moneta securely connects these two groups:
The creators of premier content, from streaming media and games to AI services and B2C SaaS products.
Trusted institutions like banks, telcos, and e-wallets that have deep, established relationships with millions of loyal users.

mPass, The Universal Access Digital Pass
Issued by a trusted Membership Organization and powered by Moneta, the mPass is the consumer's universal key to our entire network , unlocking seamless, one-click access to a world of digital services.

mPass, The Universal Access Digital Pass
Issued by a trusted Membership Organization and powered by Moneta, the mPass is the consumer's universal key to our entire network , unlocking seamless, one-click access to a world of digital services.

A Seamless, Privacy-First Transaction
Discovery & Intent
A user finds premium content on a publisher's site or app and sees the option: "Unlock with mPass".
Effortless Access
The user clicks, choosing to leverage the secure digital pass issued by their trusted financial institution or telco.
Secure Authorization
A request is sent to you, the Membership Organization. You simply confirm the user's identity and authorization without sharing sensitive personal data.
Privacy-First Access
We relay access confirmation to the publisher—not the user's personal data. This privacy-first design is a core differentiator.
Seamless Consumption
The user instantly gains frictionless access to the content or service, knowing their privacy is protected.
Consolidated Billing
The micro-transaction appears on a single, consolidated monthly statement from you, the MO, reinforcing your role as a central, trusted hub.
A Seamless, Privacy-First Transaction
Discovery & Intent
A user finds premium content on a publisher's site or app and sees the option: "Unlock with mPass".
Effortless Access
The user clicks, choosing to leverage the secure digital pass issued by their trusted financial institution or telco.
Secure Authorization
A request is sent to you, the Membership Organization. You simply confirm the user's identity and authorization without sharing sensitive personal data.
Privacy-First Access
We relay access confirmation to the publisher—not the user's personal data. This privacy-first design is a core differentiator.
Seamless Consumption
The user instantly gains frictionless access to the content or service, knowing their privacy is protected.
Consolidated Billing
The micro-transaction appears on a single, consolidated monthly statement from you, the MO, reinforcing your role as a central, trusted hub.

